Bank of India has released the recruitment notification No: 2025-26/01 to fill the 514 Credit Officers Posts. This online facility will be available on the Official website @ https://bankofindia.bank.in/ from 20.12.2025 to 05.01.2026. Before submitting an application, candidates must carefully read the Bank of India Credit Officers 2026 notification and verify their eligibility.

Bank of India Current Notification 2026 [Quick Summary]

Current Bank of India Job Openings:

1. Credit Officer – GBO Stream (Scale MMGS-II) – 418 Posts
2. Credit Officer – GBO Stream (Scale MMGS-III) – 60 Posts 
3. Credit Officer – GBO Stream (Scale SMG-IV) – 36 Posts  

Bank of India Eligibility Criteria:

Educational Qualification for Bank of India: (As on 01.11.2025)

1. Credit Officer – GBO Stream (Scale MMGS-II) –
   • Educational Qualifications: A Degree (Graduation) in any discipline from an accredited University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) accredited by the Govt. of India or any equivalent credentials that the Central Government has recognized as such.
   • Other Preferred Qualification/ Certification: Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from accredited institute. OR MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from accredited university/ Institution / Board.
   • Work Experience: Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks
2. Credit Officer – GBO Stream (Scale MMGS-III) –
   • Educational Qualifications: A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) accredited by the Govt. of India or any equivalent credentials that the Central Government has recognized as such.t.
   • Other Preferred Qualification/ Certification: Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from accredited institute. OR MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from accredited university/ Institution / Board.
   • Work Experience: Minimum 5 years’ post qualification experience as an officer out of which 3 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks
3. Credit Officer – GBO Stream (Scale SMG-IV) –
   • Educational Qualifications: A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) accredited by the Govt. Of India or any equivalent qualification accredited as such by the Central Government AND MBA/ PGDBM from accredited University / Institution / Board OR Two Years full time Master’s degree in any field from accredited University / Institution / Board OR Chartered Accountant/ Chartered Financial Analyst /CMA – ICWA from accredited institute.
   • Other Preferred Qualification/ Certification: Certificate Course offered by IIBF in International Trade Finance/ Credit Professional/ MSME.
   • Work Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks

Age Limit for Bank of India: (As on 01.11.2025)

1. Credit Officer – GBO Stream (Scale MMGS-II) – 25 to 35 Years
2. Credit Officer – GBO Stream (Scale MMGS-III) – 28 to 38 Years  
3. Credit Officer – GBO Stream (Scale SMG-IV) – 30 to 40 Years

Relaxation of Upper age limit:

• For SC/ ST Applicants: +5 years
• For OBC Applicants: +3 years
• For PwBD (Gen/ EWS) Applicants: +10 years
• For PwBD (SC/ ST) Applicants: +15 years
• For PwBD (OBC) Applicants: +13 years
• For Ex-Servicemen Applicants: As per Govt. Policy

Pay Scale for Bank of India:

1. Credit Officer – GBO Stream (Scale MMGS-II) – Rs.64820 – 93960/-
2. Credit Officer – GBO Stream (Scale MMGS-III) – Rs.85920 – 105280/-
3. Credit Officer – GBO Stream (Scale SMG-IV) – Rs.102300 – 120940/-

Method of Selection for Bank of India:

• Short Listing
• Online Exam & Interview

Application Fee for Bank of India:  

• For ST/SC/PWD Applicants – Rs.175/-
• For Other Applicants – Rs.850/-
• Payment Mode: Online

How to Submit an Application:

Interested and qualified to apply, candidates must go to the Bank of India website (https://bankofindia.bank.in/) and complete the online form. Online registration will open on 20.12.2025 and end on 05.01.2026.

Crucial Dates:

• Starting Date for Submission of Application: 20.12.2025
• Last date for Submission of Application: 05.01.2026

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